Check your options

Get back on the road

$100 - $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

A repair bill came before payday?

Ask once for $100 to $5,000. Lenders in our network respond.

Back on the road, back on budget.

Check your options

The 3-step process

Fill in the secure form

A single secure form. Submission is encrypted in transit using TLS.

Network review

Participating lenders review your request and decide independently whether to extend an offer.

You decide

If you accept an offer, the lender deposits funds directly into your bank account. sedancapital.com does not deposit funds.

Frequently asked

Is sedancapital.com a lender?

No. sedancapital.com is a loan request service that connects consumers with third-party lenders. We do not approve, deny, or fund loans.

Will I be approved?

Approval is not guaranteed. Each lender in our network applies its own underwriting criteria. We forward your request; the lender decides.

When will I get the money?

If a lender approves and you accept, the lender (not sedancapital.com) deposits funds. Timing is set by the lender and your bank.

Before submitting

Questions people ask before they start

Does SedanCapital lend the money itself?

No. SedanCapital is not a lender and does not make credit decisions. Your request goes to participating lenders; whoever responds decides and sets the terms.

How much can I ask for?

Anywhere from $100 to $5,000. Lenders decide how much they can offer, so an offer may be lower than what you asked for.

Will checking my options hurt my credit score?

Checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.

How fast could money arrive?

If a lender approves you and you accept, funds are often sent as soon as the next business day. Timing depends on the lender and your bank.

What do I need to send a request?

Have your income details, checking account and contact information ready. You need to be at least 18 and live in a state where the service is available.

What does it cost to use SedanCapital?

SedanCapital costs you nothing. If a lender makes you an offer, review its rates and fees carefully before you accept.